{"object_type":"everyday_agent","schema_version":1,"title":"Three-day cooling-off for home sales","core":{"id":"agent:us:everyday:door-to-door-cooling-off","jurisdiction":"us","domain":"consumer-rights","question":"Can a customer cancel a purchase made at their home?","what_applies":"For sales of $25 or more made at the buyer's home, or $130 or more at temporary locations, the buyer may cancel until midnight of the third business day.","what_must_i_do":["Give the buyer a receipt or contract with the cancellation notice","Give two copies of the cancellation form","Inform the buyer orally of the right to cancel","Refund within 10 business days after a cancellation"],"if_nothing":"Failing to give the notice is an unfair and deceptive practice that the FTC can enforce with civil penalties, and the cancellation period does not start until notice is given.","regulator":"Federal Trade Commission (FTC)","deadline":"Buyer may cancel until midnight of the third business day; seller refunds within 10 business days.","sources":[{"provision":"16 CFR 429.0","url":"https://www.ecfr.gov/current/title-16/section-429.0"},{"provision":"16 CFR 429.1","url":"https://www.ecfr.gov/current/title-16/section-429.1"}],"read_at":"2026-10-14"},"sha256":"3f857e0b5e987138cc0d77b071cd531dc687020bb58bf94ee0dfc6c7750bd08e","questions":[{"id":"question:us:everyday:door-to-door-cooling-off#1","question":"What applies?","answer":"For sales of $25 or more made at the buyer's home, or $130 or more at temporary locations, the buyer may cancel until midnight of the third business day."},{"id":"question:us:everyday:door-to-door-cooling-off#2","question":"What must I do?","answer":"Give the buyer a receipt or contract with the cancellation notice. Give two copies of the cancellation form. Inform the buyer orally of the right to cancel. Refund within 10 business days after a cancellation."},{"id":"question:us:everyday:door-to-door-cooling-off#3","question":"What happens if I do nothing?","answer":"Failing to give the notice is an unfair and deceptive practice that the FTC can enforce with civil penalties, and the cancellation period does not start until notice is given."},{"id":"question:us:everyday:door-to-door-cooling-off#4","question":"Who regulates this?","answer":"Federal Trade Commission (FTC)"},{"id":"question:us:everyday:door-to-door-cooling-off#5","question":"What is the deadline?","answer":"Buyer may cancel until midnight of the third business day; seller refunds within 10 business days."}],"answered_of_five":5,"gap_notes":[{"field":"if_nothing","note":"The per-violation civil penalty is adjusted for inflation every year; the current amount is listed in 16 CFR 1.98.","url":"https://www.ecfr.gov/current/title-16/chapter-I/subchapter-A/part-1/subpart-L/section-1.98"}],"case_law":{"status":"not_in_register","cases":[],"note":"No court decision in the register applies this rule yet; the answer rests on the cited provisions."},"related":[{"id":"agent:eu:everyday:right-of-withdrawal","type":"agent","url":"https://legal.exploreworldai.com/api/public/v1/everyday-agent?id=agent:eu:everyday:right-of-withdrawal"},{"id":"agent:us:everyday:overtime-pay","type":"agent","url":"https://legal.exploreworldai.com/api/public/v1/everyday-agent?id=agent:us:everyday:overtime-pay"},{"id":"agent:us:everyday:workplace-injury-records","type":"agent","url":"https://legal.exploreworldai.com/api/public/v1/everyday-agent?id=agent:us:everyday:workplace-injury-records"},{"id":"question:us:everyday:door-to-door-cooling-off#1","type":"question","url":"https://legal.exploreworldai.com/en/everyday/us-door-to-door-cooling-off"},{"id":"question:us:everyday:door-to-door-cooling-off#2","type":"question","url":"https://legal.exploreworldai.com/en/everyday/us-door-to-door-cooling-off"},{"id":"question:us:everyday:door-to-door-cooling-off#3","type":"question","url":"https://legal.exploreworldai.com/en/everyday/us-door-to-door-cooling-off"}],"related_count":6,"page":"https://legal.exploreworldai.com/en/everyday/us-door-to-door-cooling-off","note":"Not legal advice. Verify each answer against the cited provision. Missing facts are not_in_register.","attribution":"Source: NovaCopilot","withheld":{"links_full":6},"access":{"status":"partner_key_required","header":"x-partner-key","contact":"https://legal.exploreworldai.com/kontakt","note":"Facts and counts are public. Relationships and decision paths stay inside NovaCopilot."},"access_class":"decision","access_view":"public","freshness":{"freshness_class":"live","as_of":"2026-11-04T03:17:21.586Z","valid_for":3600,"recheck":"https://legal.exploreworldai.com/api/public/v1/everyday-agent?id=agent%3Aus%3Aeveryday%3Adoor-to-door-cooling-off","note":"Kontrollera mot recheck efter valid_for sekunder. If-None-Match ger 304 när inget ändrats.","tokens":1300}}