{ "attribution": { "source": "legal.exploreworldai.com", "canonical": "https://legal.exploreworldai.com/api/public/v1/compliance", "cite_as": "NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/compliance)", "license": "https://legal.exploreworldai.com/revision", "version": "legal-2026-10-11", "fingerprint": "ewai:eu:070b0b", "proof": "sha256:45ecfa121b6a26672cb73dd268bea2c94bd55cf287cfab7abcea30a1fb978a8b", "jurisdiction": "eu", "lang": "en", "publisher": "NovaCopilot by ExploreWorld Legal", "terms": "https://legal.exploreworldai.com/om" }, "brand_source": "Source: NovaCopilot", "item": { "schema_version": "1.0.0", "id": "compliance:mica:casp", "act": { "id": "mica", "slug": "mica-2023-1114", "celex": "32023R1114", "name": "MiCA: Regulation (EU) 2023/1114", "official_source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj", "consolidated": null, "in_force": "2023-06-29", "applies": "2024-12-30", "applies_kind": "application" }, "role": "casp", "obligations": [ { "article": "59", "title": "Authorisation", "duty": "Obtain authorisation as a crypto-asset service provider, unless an exempt entity such as a credit institution notifies.", "page": "https://legal.exploreworldai.com/eu/rattsakter/mica-2023-1114/artikel-59", "obligation_id": "obligation:eu:mica-art-59-casp", "obligation_object": "https://legal.exploreworldai.com/api/public/v1/obj/obligation/eu:mica-art-59-casp", "duty_kind": "summary", "source_text": { "content_kind": "official_text", "lang": "en", "label": "Article 59", "title": "Authorisation", "paragraphs": [ "1. A person shall not provide crypto-asset services, within the Union, unless that person is:", "(a) a legal person or other undertaking that has been authorised as crypto-asset service provider in accordance with Article 63; or", "(b) a credit institution, central securities depository, investment firm, market operator, electronic money institution, UCITS management company, or an alternative investment fund manager that is allowed to provide crypto-asset services pursuant to Article 60.", "2. Crypto-asset service providers authorised in accordance with Article 63 shall have a registered office in a Member State where they carry out at least part of their crypto-asset services. They shall have their place of effective management in the Union and at least one of the directors shall be resident in the Union.", "3. For the purposes of paragraph 1, point (a), other undertakings that are not legal persons shall only provide crypto-asset services if their legal form ensures a level of protection for third parties’ interests equivalent to that afforded by legal persons and if they are subject to equivalent prudential supervision appropriate to their legal form.", "4. Crypto-asset service providers authorised in accordance with Article 63 shall at all times meet the conditions for their authorisation.", "5. A person who is not a crypto-asset service provider shall not use a name, or a corporate name, or issue marketing communications or undertake any other process suggesting that it is a crypto-asset service provider or that is likely to create confusion in that respect.", "6. Competent authorities that grant authorisations in accordance with Article 63 shall ensure that such authorisations specify the crypto-asset services that crypto-asset service providers are authorised to provide.", "7. Crypto-asset service providers shall be allowed to provide crypto-asset services throughout the Union, either through the right of establishment, including through a branch, or through the freedom to provide services. Crypto-asset service providers that provide crypto-asset services on a cross-border basis shall not be required to have a physical presence in the territory of a host Member State.", "8. Crypto-asset service providers seeking to add crypto-asset services to their authorisation as referred to in Article 63 shall request the competent authorities that granted their initial authorisation for an extension of their authorisation by complementing and updating the information referred to in Article 62. The request for extension shall be processed in accordance with Article 63." ], "truncated": false, "official_url": "https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX%3A32023R1114#art_59", "read_at": "2026-08-18", "sha256": "0ce1f7404100937f3691723d0fa856f0664f0a49859f3ff72ca145c76387bd74", "complete": true, "completeness_note": "Hela artikeln, ordagrant." } }, { "article": "66", "title": "Obligation to act honestly, fairly and professionally in the best interests of clients", "duty": "Act honestly, fairly and professionally in the best interests of clients.", "page": "https://legal.exploreworldai.com/eu/rattsakter/mica-2023-1114/artikel-66", "obligation_id": "obligation:eu:mica-art-66-casp", "obligation_object": "https://legal.exploreworldai.com/api/public/v1/obj/obligation/eu:mica-art-66-casp", "duty_kind": "summary", "source_text": { "content_kind": "official_text", "lang": "en", "label": "Article 66", "title": "Obligation to act honestly, fairly and professionally in the best interests of clients", "paragraphs": [ "1. Crypto-asset service providers shall act honestly, fairly and professionally in accordance with the best interests of their clients and prospective clients.", "2. Crypto-asset service providers shall provide their clients with information that is fair, clear and not misleading, including in marketing communications, which shall be identified as such. Crypto-asset service providers shall not, deliberately or negligently, mislead a client in relation to the real or perceived advantages of any crypto-assets.", "3. Crypto-asset service providers shall warn clients of the risks associated with transactions in crypto-assets.", "When operating a trading platform for crypto-assets, exchanging crypto-assets for funds or other crypto-assets, providing advice on crypto-assets or providing portfolio management on crypto-assets, crypto-asset service providers shall provide their clients with hyperlinks to any crypto-asset white papers for the crypto-assets in relation to which they are providing those services.", "4. Crypto-asset service providers shall make their policies on pricing, costs and fees publicly available, in a prominent place on their website.", "5. Crypto-asset service providers shall make publicly available, in a prominent place on their website, information related to the principal adverse impacts on the climate and other environment-related adverse impacts of the consensus mechanism used to issue each crypto-asset in relation to which they provide services. That information may be obtained from the crypto-asset white papers.", "6. ESMA, in cooperation with EBA, shall develop draft regulatory technical standards on the content, methodologies and presentation of information referred to in paragraph 5 in respect of the sustainability indicators in relation to adverse impacts on the climate and other environment‐related adverse impacts.", "When developing the draft regulatory technical standards referred to in the first subparagraph, ESMA shall consider the various types of consensus mechanisms used to validate crypto-asset transactions, their incentive structures and the use of energy, renewable energy and natural resources, the production of waste and greenhouse gas emissions. ESMA shall update the regulatory technical standards in the light of regulatory and technological developments.", "ESMA shall submit the draft regulatory technical standards referred to in the first subparagraph to the Commission by 30 June 2024.", "Power is delegated to the Commission to supplement this Regulation by adopting the regulatory technical standards referred to in the first subparagraph of this paragraph in accordance with Articles 10 to 14 of Regulation (EU) No 1095/2010." ], "truncated": false, "official_url": "https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX%3A32023R1114#art_66", "read_at": "2026-08-18", "sha256": "4c8a9e3c8b6b106ffb6f5958e7f988bd9b0f5d71831050d8fc4ed58cdf2eb577", "complete": true, "completeness_note": "Hela artikeln, ordagrant." } }, { "article": "68", "title": "Governance arrangements", "duty": "Maintain governance arrangements, including fit and proper management.", "page": "https://legal.exploreworldai.com/eu/rattsakter/mica-2023-1114/artikel-68", "obligation_id": "obligation:eu:mica-art-68-casp", "obligation_object": "https://legal.exploreworldai.com/api/public/v1/obj/obligation/eu:mica-art-68-casp", "duty_kind": "summary", "source_text": { "content_kind": "official_text", "lang": "en", "label": "Article 68", "title": "Governance arrangements", "paragraphs": [ "1. Members of the management body of crypto-asset service providers shall be of sufficiently good repute and possess the appropriate knowledge, skills and experience, both individually and collectively, to perform their duties. In particular, members of the management body of crypto-asset service providers shall not have been convicted of offences relating to money laundering or terrorist financing or of any other offences that would affect their good repute. They shall also demonstrate that they are capable of committing sufficient time to effectively perform their duties.", "2. Shareholders and members, whether direct or indirect, that have qualifying holdings in crypto-asset service providers shall be of sufficiently good repute and, in particular, shall not have been convicted of offences relating to money laundering or terrorist financing or of any other offences that would affect their good repute.", "3. Where the influence exercised by the shareholders or members, whether direct or indirect, that have qualifying holdings in a crypto-asset service provider is likely to be prejudicial to the sound and prudent management of that crypto-asset service provider, competent authorities shall take appropriate measures to address those risks.", "Such measures may include applications for judicial orders or the imposition of penalties against directors and those responsible for management, or the suspension of the exercise of the voting rights attaching to the shares held by the shareholders or members, whether direct or indirect, that have the qualifying holdings.", "4. Crypto-asset service providers shall adopt policies and procedures that are sufficiently effective to ensure compliance with this Regulation.", "5. Crypto-asset service providers shall employ personnel with the knowledge, skills and expertise necessary for the discharge of the responsibilities allocated to them, taking into account the scale, nature and range of crypto-asset services provided.", "6. The management body of crypto-asset service providers shall assess and periodically review the effectiveness of the policy arrangements and procedures put in place to comply with Chapters 2 and 3 of this Title and take appropriate measures to address any deficiencies in that respect.", "7. Crypto-asset service providers shall take all reasonable steps to ensure continuity and regularity in the performance of their crypto-asset services. To that end, crypto-asset service providers shall employ appropriate and proportionate resources and procedures, including resilient and secure ICT systems as required by Regulation (EU) 2022/2554.", "Crypto-asset service providers shall establish a business continuity policy, which shall include ICT business continuity plans as well as ICT response and recovery plans set up pursuant to Articles 11 and 12 of Regulation (EU) 2022/2554 that aim to ensure, in the case of an interruption to their ICT systems and procedures, the preservation of essential data and functions and the maintenance of crypto-asset services or, where that is not possible, the timely recovery of such data and functions and the timely resumption of crypto-asset services.", "8. Crypto-asset service providers shall have in place mechanisms, systems and procedures as required by Regulation (EU) 2022/2554, as well as effective procedures and arrangements for risk assessment, to comply with the provisions of national law transposing Directive (EU) 2015/849. They shall monitor and, on a regular basis, evaluate the adequacy and effectiveness of those mechanisms, systems and procedures, taking into account the scale, the nature and range of crypto-asset services provided, and shall take appropriate measures to address any deficiencies in that respect.", "Crypto-asset service providers shall have systems and procedures to safeguard the availability, authenticity, integrity and confidentiality of data pursuant to Regulation (EU) 2022/2554.", "9. Crypto-asset service providers shall arrange for records to be kept of all crypto-asset services, activities, orders, and transactions undertaken by them. Those records shall be sufficient to enable competent authorities to fulfil their supervisory tasks and to take enforcement measures, and in particular to ascertain whether crypto-asset service providers have complied with all obligations including those with respect to clients or prospective clients and to the integrity of the market.", "The records kept pursuant to the first subparagraph shall be provided to clients upon request and shall be kept for a period of five years and, where requested by the competent authority before five years have elapsed, for a period of up to seven years.", "10. ESMA shall develop draft regulatory technical standards to further specify:" ], "truncated": true, "official_url": "https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX%3A32023R1114#art_68", "read_at": "2026-08-18", "sha256": "6ce695f93fa3d63cf485415d8221bc7d1883a289d71f46511ce133adfe8347bb", "complete": false, "completeness_note": "Utdraget omfattar artikelns första stycken, ordagrant. Resten av artikeln finns på official_url. Citera aldrig utdraget som hela artikeln." } }, { "article": "70", "title": "Safekeeping of clients’ crypto-assets and funds", "duty": "Safeguard clients' crypto-assets and funds.", "page": "https://legal.exploreworldai.com/eu/rattsakter/mica-2023-1114/artikel-70", "obligation_id": "obligation:eu:mica-art-70-casp", "obligation_object": "https://legal.exploreworldai.com/api/public/v1/obj/obligation/eu:mica-art-70-casp", "duty_kind": "summary", "source_text": { "content_kind": "official_text", "lang": "en", "label": "Article 70", "title": "Safekeeping of clients’ crypto-assets and funds", "paragraphs": [ "1. Crypto-asset service providers that hold crypto-assets belonging to clients or the means of access to such crypto-assets shall make adequate arrangements to safeguard the ownership rights of clients, especially in the event of the crypto-asset service provider’s insolvency, and to prevent the use of clients’ crypto-assets for their own account.", "2. Where their business models or the crypto-asset services require holding clients’ funds other than e-money tokens, crypto-asset service providers shall have adequate arrangements in place to safeguard the ownership rights of clients and prevent the use of clients’ funds for their own account.", "3. Crypto-asset service providers shall, by the end of the business day following the day on which clients’ funds other than e-money tokens were received, place those funds with a credit institution or a central bank.", "Crypto-asset service providers shall take all necessary steps to ensure that clients’ funds other than e-money tokens held with a credit institution or a central bank are held in an account separately identifiable from any accounts used to hold funds belonging to the crypto-asset service providers.", "4. Crypto-asset service providers may themselves, or through a third party, provide payment services related to the crypto-asset service they offer provided that the crypto-asset service provider itself, or the third party, is authorised to provide those services under Directive (EU) 2015/2366.", "Where payment services are provided, crypto-asset service providers shall inform their clients of all of the following:", "(a) the nature and terms and conditions of those services, including references to the applicable national law and to the rights of clients;", "(b) whether those services are provided by them directly or by a third party.", "5. Paragraphs 2 and 3 of this Article shall not apply to crypto-asset service providers that are electronic money institutions, payment institutions or credit institutions." ], "truncated": false, "official_url": "https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX%3A32023R1114#art_70", "read_at": "2026-08-18", "sha256": "76872affc35487505bef41719cec3495e9ae3bc9ba42118cd07c9191c874572f", "complete": true, "completeness_note": "Hela artikeln, ordagrant." } }, { "article": "72", "title": "Identification, prevention, management and disclosure of conflicts of interest", "duty": "Identify, prevent, manage and disclose conflicts of interest.", "page": "https://legal.exploreworldai.com/eu/rattsakter/mica-2023-1114/artikel-72", "obligation_id": "obligation:eu:mica-art-72-casp", "obligation_object": "https://legal.exploreworldai.com/api/public/v1/obj/obligation/eu:mica-art-72-casp", "duty_kind": "summary", "source_text": { "content_kind": "official_text", "lang": "en", "label": "Article 72", "title": "Identification, prevention, management and disclosure of conflicts of interest", "paragraphs": [ "1. Crypto-asset service providers shall implement and maintain effective policies and procedures, taking into account the scale, the nature and range of crypto-asset services provided, to identify, prevent, manage and disclose conflicts of interest between:", "(a) themselves and:", "(i) their shareholders or members;", "(ii) any person directly or indirectly linked to the crypto-asset service providers or their shareholders or members by control;", "(iii) members of their management body;", "(iv) their employees; or", "(v) their clients; or", "(b)" ], "truncated": true, "official_url": "https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX%3A32023R1114#art_72", "read_at": "2026-08-18", "sha256": "d0bf2773dc0fa03c56b6db078cd074e1218e44b5a52c072cecc2c0337226f07c", "complete": false, "completeness_note": "Utdraget omfattar artikelns första stycken, ordagrant. Resten av artikeln finns på official_url. 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