{
  "object_type": "business_agent_index",
  "schema_version": 1,
  "domains": [
    "compliance",
    "employment",
    "privacy",
    "tax",
    "ai-governance",
    "financial"
  ],
  "affected_business_vocabulary": [
    "SME",
    "Employer",
    "Online retailer",
    "Healthcare provider",
    "Financial services firm",
    "Public company",
    "Controller",
    "Processor",
    "Manufacturer",
    "AI provider",
    "AI deployer",
    "Online service",
    "Crypto-asset offeror",
    "Essential or important entity",
    "Crypto-asset service provider",
    "Obliged entity"
  ],
  "count": 42,
  "fields_always": [
    "affected_business",
    "decision",
    "obligation",
    "risk",
    "action",
    "deadline",
    "verification"
  ],
  "agents": [
    {
      "id": "agent:us:business:warn-mass-layoff",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer"
      ],
      "question": "Do I have to give notice before laying off many employees?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:warn-mass-layoff"
    },
    {
      "id": "agent:us:business:fmla-leave",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer"
      ],
      "question": "Must I give employees unpaid family and medical leave?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:fmla-leave"
    },
    {
      "id": "agent:us:business:i9-verification",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer",
        "SME"
      ],
      "question": "What do I have to check when I hire someone?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:i9-verification"
    },
    {
      "id": "agent:us:business:contractor-classification",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer",
        "SME"
      ],
      "question": "Can I treat this worker as an independent contractor?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:contractor-classification"
    },
    {
      "id": "agent:us:business:title-vii-discrimination",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer"
      ],
      "question": "Which anti-discrimination rules apply to my company?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:title-vii-discrimination"
    },
    {
      "id": "agent:us:business:ccpa-consumer-requests",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Online retailer",
        "Online service",
        "SME"
      ],
      "question": "Does the California privacy law apply to my business?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:ccpa-consumer-requests"
    },
    {
      "id": "agent:us:business:coppa-parental-consent",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Online service"
      ],
      "question": "Do I need parental consent to collect data from children?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:coppa-parental-consent"
    },
    {
      "id": "agent:us:business:hipaa-breach-notification",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Healthcare provider",
        "Processor"
      ],
      "question": "What must a clinic do after a health data breach?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:hipaa-breach-notification"
    },
    {
      "id": "agent:us:business:payroll-tax-deposits",
      "jurisdiction": "us",
      "domain": "tax",
      "affected_business": [
        "Employer",
        "SME"
      ],
      "question": "When do I have to pay withheld payroll taxes?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:payroll-tax-deposits"
    },
    {
      "id": "agent:us:business:information-returns",
      "jurisdiction": "us",
      "domain": "tax",
      "affected_business": [
        "Employer",
        "SME"
      ],
      "question": "Which year-end tax forms must my business file?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:information-returns"
    },
    {
      "id": "agent:us:business:sales-tax-economic-nexus",
      "jurisdiction": "us",
      "domain": "tax",
      "affected_business": [
        "Online retailer",
        "SME"
      ],
      "question": "Do I have to collect sales tax in other states?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:sales-tax-economic-nexus"
    },
    {
      "id": "agent:us:business:sec-cyber-incident",
      "jurisdiction": "us",
      "domain": "financial",
      "affected_business": [
        "Public company"
      ],
      "question": "When must a listed company disclose a cyber incident?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:sec-cyber-incident"
    },
    {
      "id": "agent:us:business:glba-safeguards-notice",
      "jurisdiction": "us",
      "domain": "financial",
      "affected_business": [
        "Financial services firm"
      ],
      "question": "Must a non-bank financial firm report a data breach to the FTC?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:glba-safeguards-notice"
    },
    {
      "id": "agent:us:business:ftc-ai-claims",
      "jurisdiction": "us",
      "domain": "ai-governance",
      "affected_business": [
        "AI deployer",
        "AI provider",
        "SME"
      ],
      "question": "What federal rules apply when my business uses or markets AI?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:ftc-ai-claims"
    },
    {
      "id": "agent:eu:business:gdpr-breach-72h",
      "jurisdiction": "eu",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "Processor",
        "SME"
      ],
      "question": "Must I report a data breach to the authority?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:gdpr-breach-72h"
    },
    {
      "id": "agent:eu:business:gdpr-records",
      "jurisdiction": "eu",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "Processor",
        "SME"
      ],
      "question": "Does my small company need a GDPR processing register?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:gdpr-records"
    },
    {
      "id": "agent:eu:business:gdpr-access-request",
      "jurisdiction": "eu",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "SME"
      ],
      "question": "How fast must I answer a request for personal data?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:gdpr-access-request"
    },
    {
      "id": "agent:eu:business:nis2-incident-reporting",
      "jurisdiction": "eu",
      "domain": "compliance",
      "affected_business": [
        "Essential or important entity"
      ],
      "question": "What must we report under NIS2 after a cyber incident?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:nis2-incident-reporting"
    },
    {
      "id": "agent:eu:business:cra-vulnerability-reporting",
      "jurisdiction": "eu",
      "domain": "compliance",
      "affected_business": [
        "Manufacturer"
      ],
      "question": "Must a manufacturer report exploited vulnerabilities in its products?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:cra-vulnerability-reporting"
    },
    {
      "id": "agent:eu:business:pay-transparency",
      "jurisdiction": "eu",
      "domain": "employment",
      "affected_business": [
        "Employer"
      ],
      "question": "What must employers disclose about pay under the new EU rules?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:pay-transparency"
    },
    {
      "id": "agent:eu:business:vat-oss-distance-sales",
      "jurisdiction": "eu",
      "domain": "tax",
      "affected_business": [
        "Online retailer",
        "SME"
      ],
      "question": "Which country's VAT do I charge on online sales to consumers in other EU countries?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:vat-oss-distance-sales"
    },
    {
      "id": "agent:eu:business:ai-act-prohibited-practices",
      "jurisdiction": "eu",
      "domain": "ai-governance",
      "affected_business": [
        "AI deployer",
        "AI provider"
      ],
      "question": "Which uses of AI are banned in the EU?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:ai-act-prohibited-practices"
    },
    {
      "id": "agent:eu:business:ai-act-literacy",
      "jurisdiction": "eu",
      "domain": "ai-governance",
      "affected_business": [
        "AI deployer",
        "AI provider",
        "SME"
      ],
      "question": "Do my staff need AI training under the AI Act?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:ai-act-literacy"
    },
    {
      "id": "agent:eu:business:ai-act-high-risk-deployer",
      "jurisdiction": "eu",
      "domain": "ai-governance",
      "affected_business": [
        "AI deployer",
        "Employer"
      ],
      "question": "What must my company do when using a high-risk AI system?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:ai-act-high-risk-deployer"
    },
    {
      "id": "agent:eu:business:dora-ict-incident",
      "jurisdiction": "eu",
      "domain": "financial",
      "affected_business": [
        "Financial services firm"
      ],
      "question": "What must a financial entity report after a major ICT incident?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:dora-ict-incident"
    },
    {
      "id": "agent:eu:business:mica-white-paper",
      "jurisdiction": "eu",
      "domain": "financial",
      "affected_business": [
        "Crypto-asset offeror"
      ],
      "question": "What is needed before offering a crypto-asset to the public in the EU?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:mica-white-paper"
    },
    {
      "id": "agent:us:business:flsa-recordkeeping",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer"
      ],
      "question": "Which payroll records must I keep, and for how long?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:flsa-recordkeeping"
    },
    {
      "id": "agent:us:business:cobra-continuation-notice",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer"
      ],
      "question": "Must I offer continued health coverage when an employee leaves?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:cobra-continuation-notice"
    },
    {
      "id": "agent:us:business:new-hire-reporting",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer"
      ],
      "question": "Must I report newly hired employees to the state?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:new-hire-reporting"
    },
    {
      "id": "agent:us:business:futa-form-940",
      "jurisdiction": "us",
      "domain": "tax",
      "affected_business": [
        "Employer"
      ],
      "question": "Do I have to pay federal unemployment tax?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:futa-form-940"
    },
    {
      "id": "agent:us:business:eeo-1-report",
      "jurisdiction": "us",
      "domain": "employment",
      "affected_business": [
        "Employer"
      ],
      "question": "Must I file workforce data with the EEOC?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:eeo-1-report"
    },
    {
      "id": "agent:us:business:privacy-consumer-request",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "Online retailer",
        "Online service",
        "SME"
      ],
      "question": "How must my business handle consumer privacy requests in the United States?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:privacy-consumer-request"
    },
    {
      "id": "agent:us:business:privacy-deletion",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "Online retailer",
        "Online service",
        "SME"
      ],
      "question": "Must I delete a consumer's personal data on request in the United States?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:privacy-deletion"
    },
    {
      "id": "agent:us:business:privacy-access-request",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "Online retailer",
        "Online service",
        "SME"
      ],
      "question": "What must I give a consumer who asks to see their personal data?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:privacy-access-request"
    },
    {
      "id": "agent:us:business:privacy-notice",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "Online retailer",
        "Online service",
        "SME"
      ],
      "question": "What must my privacy notice contain under US state privacy laws?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:privacy-notice"
    },
    {
      "id": "agent:us:business:privacy-sensitive-data",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "Healthcare provider",
        "Online service",
        "SME"
      ],
      "question": "Do I need consent to process sensitive personal data in the United States?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:privacy-sensitive-data"
    },
    {
      "id": "agent:us:business:privacy-opt-out",
      "jurisdiction": "us",
      "domain": "privacy",
      "affected_business": [
        "Controller",
        "Online retailer",
        "Online service",
        "SME"
      ],
      "question": "Must I let consumers opt out of sale, sharing and targeted advertising?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:us:business:privacy-opt-out"
    },
    {
      "id": "agent:eu:business:mica-casp-authorisation",
      "jurisdiction": "eu",
      "domain": "financial",
      "affected_business": [
        "Crypto-asset service provider"
      ],
      "question": "Do I need a licence to provide crypto-asset services in the EU?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:mica-casp-authorisation"
    },
    {
      "id": "agent:eu:business:mica-asset-referenced-token",
      "jurisdiction": "eu",
      "domain": "financial",
      "affected_business": [
        "Crypto-asset offeror"
      ],
      "question": "What is required to issue an asset-referenced token in the EU?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:mica-asset-referenced-token"
    },
    {
      "id": "agent:eu:business:mica-e-money-token",
      "jurisdiction": "eu",
      "domain": "financial",
      "affected_business": [
        "Crypto-asset offeror"
      ],
      "question": "Who may issue an e-money token or stablecoin in the EU?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:mica-e-money-token"
    },
    {
      "id": "agent:eu:business:aml-customer-due-diligence",
      "jurisdiction": "eu",
      "domain": "financial",
      "affected_business": [
        "Financial services firm",
        "Obliged entity"
      ],
      "question": "Must I verify the identity of my customers?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:aml-customer-due-diligence"
    },
    {
      "id": "agent:eu:business:aml-suspicious-transaction-report",
      "jurisdiction": "eu",
      "domain": "financial",
      "affected_business": [
        "Financial services firm",
        "Obliged entity"
      ],
      "question": "What must I do if a transaction looks like money laundering?",
      "url": "https://legal.exploreworldai.com/api/public/v1/business-agent?id=agent:eu:business:aml-suspicious-transaction-report"
    }
  ],
  "attribution": "Source: NovaCopilot",
  "access_class": "decision",
  "access_view": "public"
}