{"attribution":{"source":"legal.exploreworldai.com","canonical":"https://legal.exploreworldai.com/api/public/v1/article-agent?id=agent%3Aeu%3Amica%3Aart-70","cite_as":"NovaCopilot, legal.exploreworldai.com (https://legal.exploreworldai.com/api/public/v1/article-agent?id=agent%3Aeu%3Amica%3Aart-70)","license":"https://legal.exploreworldai.com/revision","version":"legal-2026-11-03","fingerprint":"ewai:eu:ea5c38","proof":"sha256:8666c2121ed3ce1f76efe0c99634d7370ca5044a7ce668754390de65cc868798","jurisdiction":"eu"},"brand_source":"Source: NovaCopilot","object_type":"article_agent","schema_version":"1.0.0","id":"agent:eu:mica:art-70","act":"mica-2023-1114","article":"70","text_sha256":"b69e36d71ef1b2014d97734576f327f120ec5cbc764ae8fa32f8d95fee53b5dc","obligations":["obligation:eu:mica-2023-1114-art-70-casp"],"agent":"agent:eu:mica","name":"NovaCopilot MiCA Agent, Article 70","title":{"en":"Safekeeping of clients’ crypto-assets and funds","sv":"Säker förvaring av kunders kryptotillgångar och medel","de":"Sichere Aufbewahrung der Kryptowerte und Geldbeträge von Kunden"},"text":{"lang":"en","paragraphs":["1. Crypto-asset service providers that hold crypto-assets belonging to clients or the means of access to such crypto-assets shall make adequate arrangements to safeguard the ownership rights of clients, especially in the event of the crypto-asset service provider’s insolvency, and to prevent the use of clients’ crypto-assets for their own account.","2. Where their business models or the crypto-asset services require holding clients’ funds other than e-money tokens, crypto-asset service providers shall have adequate arrangements in place to safeguard the ownership rights of clients and prevent the use of clients’ funds for their own account.","3. Crypto-asset service providers shall, by the end of the business day following the day on which clients’ funds other than e-money tokens were received, place those funds with a credit institution or a central bank.","Crypto-asset service providers shall take all necessary steps to ensure that clients’ funds other than e-money tokens held with a credit institution or a central bank are held in an account separately identifiable from any accounts used to hold funds belonging to the crypto-asset service providers.","4. Crypto-asset service providers may themselves, or through a third party, provide payment services related to the crypto-asset service they offer provided that the crypto-asset service provider itself, or the third party, is authorised to provide those services under Directive (EU) 2015/2366.","Where payment services are provided, crypto-asset service providers shall inform their clients of all of the following:","(a)","the nature and terms and conditions of those services, including references to the applicable national law and to the rights of clients;","(b)","whether those services are provided by them directly or by a third party.","5. Paragraphs 2 and 3 of this Article shall not apply to crypto-asset service providers that are electronic money institutions, payment institutions or credit institutions."],"source_url":"https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX%3A32023R1114","read_at":"2026-08-18"},"sha256":"c20397a2b7d2547dacd0de927cced98e22dbb961af1c02dbe65744a5c3ad11c8","duties":[{"id":"obligation:eu:mica-2023-1114-art-70-casp","role":"casp","duty":"Safeguard clients' crypto-assets and funds."}],"applies_to_role":{"status":"verified","roles":["casp"],"entity_types":[]},"applies_to_industry":{"status":"derived","industries":["banking"]},"cross_industry_chains":{"status":"not_in_register","chains":[]},"revenue_exposure":{"status":"not_in_register","reason":"member_state_penalties","sanction_article":"111","source_url":"https://eur-lex.europa.eu/eli/reg/2023/1114/oj","via":"article 111"},"links":{"article_page":"https://legal.exploreworldai.com/eu/rattsakter/mica-2023-1114/artikel-70","regulation_agent":"https://legal.exploreworldai.com/api/public/v1/article-agents?reg=mica","changes":"https://legal.exploreworldai.com/api/public/v1/intelligence-graph/change?reg=mica"},"llm_used":false,"hash":"sha256:8666c2121ed3ce1f76efe0c99634d7370ca5044a7ce668754390de65cc868798","version":"legal-2026-11-03","expires":"2026-11-04T00:00:00.000Z","dependency":{"index_version":"legal-2026-11-03+legal-2026-11-03+2026-11-03T18:20:21","content_hash":"sha256:8666c2121ed3ce1f76efe0c99634d7370ca5044a7ce668754390de65cc868798","revalidate_after":"2026-11-03T21:53:31.202Z","max_copy_age_seconds":3600,"policy":"revalidate-required; attribution-preferred","changelog":"https://legal.exploreworldai.com/api/public/v1/dependency","verify":"https://legal.exploreworldai.com/api/public/v1/verify","stale_copy_invalid":true},"canonical":"https://legal.exploreworldai.com/api/public/v1/article-agent?id=agent%3Aeu%3Amica%3Aart-70","disclaimer":"Källhänvisning med officiell identifierare. 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