{
  "object_type": "agent_pack",
  "schema_version": 1,
  "id": "agent-pack:eu:mica",
  "act": "mica",
  "count": 11,
  "pack_hash": "be3cf5ecef3e8925f2c0ec7a9a34390942cd15dd3e499915c3e07094b6bbc43d",
  "usage": "Use each card directly in an answer: applies, risk, do, deadline, authority, source. Follow next_questions for the user's likely follow-up. Missing facts are not_in_register. Not legal advice.",
  "cards": [
    {
      "id": "card:eu:article:mica--art-6",
      "applies": [
        "offeror: Draw up a crypto-asset white paper with the content required by the regulation before offering other crypto-assets to the public."
      ],
      "risk": "not_in_register",
      "do": [
        "Draw up a crypto-asset white paper with the content required by the regulation before offering other crypto-assets to the public."
      ],
      "deadline": "not_in_register",
      "authority": [],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "d99520c2efad13d7a6c85da0491f6692b8691902c901baae930bd0a5b38034ff",
      "next": [
        "obligation:eu:mica-art-6-offeror",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48",
        "card:eu:article:mica--art-59",
        "card:eu:article:mica--art-66"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        },
        {
          "q": "What does Article 68 MICA require?",
          "card": "card:eu:article:mica--art-68"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-8",
      "applies": [
        "offeror: Notify the crypto-asset white paper to the competent authority of the home Member State before publication."
      ],
      "risk": "not_in_register",
      "do": [
        "Notify the crypto-asset white paper to the competent authority of the home Member State before publication."
      ],
      "deadline": "At least 20 working days before publication",
      "authority": [],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "659b48fcbdd932e1affddfe6448af9bef2839b07c17ec01e0e402bf28aba5900",
      "next": [
        "obligation:eu:mica-art-8-offeror",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48",
        "card:eu:article:mica--art-59",
        "card:eu:article:mica--art-6"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-36",
      "applies": [
        "art-issuer: Constitute and maintain a reserve of assets for asset-referenced tokens."
      ],
      "risk": "critical",
      "do": [
        "Constitute and maintain a reserve of assets for asset-referenced tokens."
      ],
      "deadline": "not_in_register",
      "authority": [
        "Competent national authority"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "81b9993ef29c66d86328aa633a244b3b9a7bc56886a34f74168912934c92a606",
      "next": [
        "obligation:eu:mica-art-36-art-issuer",
        "sanction:eu:mica-art-111",
        "authority:eu:competent-national-authority",
        "card:eu:article:mica--art-48",
        "card:eu:article:mica--art-59"
      ],
      "next_questions": [
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        },
        {
          "q": "What does Article 68 MICA require?",
          "card": "card:eu:article:mica--art-68"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-48",
      "applies": [
        "emt-issuer: Issue e-money tokens only as an authorised credit institution or electronic money institution and publish a white paper."
      ],
      "risk": "critical",
      "do": [
        "Issue e-money tokens only as an authorised credit institution or electronic money institution and publish a white paper."
      ],
      "deadline": "not_in_register",
      "authority": [
        "Competent national authority"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "76a72e663c23de0a744f1c5defc4aaaac1fcae04c10d5e654dbe7a7a68dd3ba6",
      "next": [
        "obligation:eu:mica-art-48-emt-issuer",
        "sanction:eu:mica-art-111",
        "authority:eu:competent-national-authority",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-59"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        },
        {
          "q": "What does Article 68 MICA require?",
          "card": "card:eu:article:mica--art-68"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-59",
      "applies": [
        "casp: Obtain authorisation as a crypto-asset service provider, unless an exempt entity such as a credit institution notifies."
      ],
      "risk": "critical",
      "do": [
        "Obtain authorisation as a crypto-asset service provider, unless an exempt entity such as a credit institution notifies."
      ],
      "deadline": "not_in_register",
      "authority": [
        "Competent national authority"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "92fe6867d339e4f26137a8fd7a42421700e10023fc0e29d3224de3dbe5e28595",
      "next": [
        "obligation:eu:mica-art-59-casp",
        "sanction:eu:mica-art-111",
        "authority:eu:competent-national-authority",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        },
        {
          "q": "What does Article 68 MICA require?",
          "card": "card:eu:article:mica--art-68"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-66",
      "applies": [
        "casp: Act honestly, fairly and professionally in the best interests of clients."
      ],
      "risk": "critical",
      "do": [
        "Act honestly, fairly and professionally in the best interests of clients."
      ],
      "deadline": "not_in_register",
      "authority": [
        "Competent national authority"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "73933fbff93980d49939587ea9194b89960361aac5272cb66cbd71e24ea5098d",
      "next": [
        "obligation:eu:mica-art-66-casp",
        "sanction:eu:mica-art-111",
        "authority:eu:competent-national-authority",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 68 MICA require?",
          "card": "card:eu:article:mica--art-68"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-68",
      "applies": [
        "casp: Maintain governance arrangements, including fit and proper management."
      ],
      "risk": "critical",
      "do": [
        "Maintain governance arrangements, including fit and proper management."
      ],
      "deadline": "not_in_register",
      "authority": [
        "Competent national authority"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "1f0e15163b17d4580c4d35f6c1fbe2b5bfdd4995d87a508e51ae6a315d616920",
      "next": [
        "obligation:eu:mica-art-68-casp",
        "sanction:eu:mica-art-111",
        "authority:eu:competent-national-authority",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-70",
      "applies": [
        "casp: Safeguard clients' crypto-assets and funds."
      ],
      "risk": "critical",
      "do": [
        "Safeguard clients' crypto-assets and funds."
      ],
      "deadline": "not_in_register",
      "authority": [
        "Competent national authority"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "a5e7e2cb45d5e4ffbf49dc649d3fbc0396c4d9d1f1db933d24b40cd5f7692439",
      "next": [
        "obligation:eu:mica-art-70-casp",
        "sanction:eu:mica-art-111",
        "authority:eu:competent-national-authority",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-72",
      "applies": [
        "casp: Identify, prevent, manage and disclose conflicts of interest."
      ],
      "risk": "critical",
      "do": [
        "Identify, prevent, manage and disclose conflicts of interest."
      ],
      "deadline": "not_in_register",
      "authority": [
        "Competent national authority"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "979009d5f08bfa143b7ee47e72dfb3865862abd920bf589283ca6a6db780d352",
      "next": [
        "obligation:eu:mica-art-72-casp",
        "sanction:eu:mica-art-111",
        "authority:eu:competent-national-authority",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-88",
      "applies": [
        "issuer: Disclose inside information that directly concerns the issuer as soon as possible to the public."
      ],
      "risk": "not_in_register",
      "do": [
        "Disclose inside information that directly concerns the issuer as soon as possible to the public."
      ],
      "deadline": "not_in_register",
      "authority": [],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "42c50677e3cab80f1b407d618decd0d1a71b1ac7a9597b0ff8e07c405a0bcd45",
      "next": [
        "obligation:eu:mica-art-88-issuer",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48",
        "card:eu:article:mica--art-59",
        "card:eu:article:mica--art-6"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:mica--art-92",
      "applies": [
        "casp: Have effective arrangements to prevent and detect market abuse and report reasonable suspicions of market abuse to the competent authority."
      ],
      "risk": "not_in_register",
      "do": [
        "Have effective arrangements to prevent and detect market abuse and report reasonable suspicions of market abuse to the competent authority."
      ],
      "deadline": "Without delay",
      "authority": [],
      "source": "https://eur-lex.europa.eu/eli/reg/2023/1114/oj",
      "core_hash": "67b10db3d590ca63a71bbab7d2facf737a1f5c21cc3f27ce1d6e6c86c2e9fd53",
      "next": [
        "obligation:eu:mica-art-92-casp",
        "card:eu:article:mica--art-36",
        "card:eu:article:mica--art-48",
        "card:eu:article:mica--art-59",
        "card:eu:article:mica--art-6"
      ],
      "next_questions": [
        {
          "q": "What does Article 36 MICA require?",
          "card": "card:eu:article:mica--art-36"
        },
        {
          "q": "What does Article 48 MICA require?",
          "card": "card:eu:article:mica--art-48"
        },
        {
          "q": "What does Article 59 MICA require?",
          "card": "card:eu:article:mica--art-59"
        },
        {
          "q": "What does Article 6 MICA require?",
          "card": "card:eu:article:mica--art-6"
        },
        {
          "q": "What does Article 66 MICA require?",
          "card": "card:eu:article:mica--art-66"
        }
      ],
      "attribution": "Source: NovaCopilot"
    }
  ],
  "index": "/api/public/v1/agent-pack",
  "concept": "/api/public/v1/agent",
  "attribution": "Source: NovaCopilot",
  "access_class": "decision",
  "access_view": "public"
}