{
  "object_type": "agent_pack",
  "schema_version": 1,
  "id": "agent-pack:eu:amlr",
  "act": "amlr",
  "count": 7,
  "pack_hash": "8e37202dda8bb2b836b417821e48fc4e88fba09259392ef1bc28ce51255ce447",
  "usage": "Use each card directly in an answer: applies, risk, do, deadline, authority, source. Follow next_questions for the user's likely follow-up. Missing facts are not_in_register. Not legal advice.",
  "cards": [
    {
      "id": "card:eu:article:amlr--art-9",
      "applies": [
        "obliged-entity: Have internal policies, procedures and controls to mitigate money laundering and terrorist financing risks."
      ],
      "risk": "critical",
      "do": [
        "Have internal policies, procedures and controls to mitigate money laundering and terrorist financing risks."
      ],
      "deadline": "not_in_register",
      "authority": [
        "AML supervisor"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2024/1624/oj",
      "core_hash": "48d5db5038a6963476b26988a09bdef7aa6c781e78d1cabd98da8b85f75c6c56",
      "next": [
        "obligation:eu:amlr-art-9-obliged-entity",
        "sanction:eu:amlr-art-amld6-55",
        "authority:eu:aml-supervisor",
        "action_kit:eu:amlr--art-9",
        "card:eu:article:amlr--art-10"
      ],
      "next_questions": [
        {
          "q": "What does Article 10 AMLR require?",
          "card": "card:eu:article:amlr--art-10"
        },
        {
          "q": "What does Article 11 AMLR require?",
          "card": "card:eu:article:amlr--art-11"
        },
        {
          "q": "What does Article 20 AMLR require?",
          "card": "card:eu:article:amlr--art-20"
        },
        {
          "q": "What does Article 34 AMLR require?",
          "card": "card:eu:article:amlr--art-34"
        },
        {
          "q": "What does Article 69 AMLR require?",
          "card": "card:eu:article:amlr--art-69"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:amlr--art-10",
      "applies": [
        "obliged-entity: Carry out and keep up to date a business-wide risk assessment."
      ],
      "risk": "high",
      "do": [
        "Carry out and keep up to date a business-wide risk assessment."
      ],
      "deadline": "not_in_register",
      "authority": [
        "AML supervisor"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2024/1624/oj",
      "core_hash": "e7961687846359e8d5fe55cb930d3a7599c0e608778a494b62f88561d77e7488",
      "next": [
        "obligation:eu:amlr-art-10-obliged-entity",
        "sanction:eu:amlr-art-amld6-55",
        "authority:eu:aml-supervisor",
        "action_kit:eu:amlr--art-10",
        "card:eu:article:ai-act--art-11"
      ],
      "next_questions": [
        {
          "q": "What does Article 11 AI-ACT require?",
          "card": "card:eu:article:ai-act--art-11"
        },
        {
          "q": "What does Article 12 AI-ACT require?",
          "card": "card:eu:article:ai-act--art-12"
        },
        {
          "q": "What does Article 53 AI-ACT require?",
          "card": "card:eu:article:ai-act--art-53"
        },
        {
          "q": "What does Article 11 AMLR require?",
          "card": "card:eu:article:amlr--art-11"
        },
        {
          "q": "What does Article 20 AMLR require?",
          "card": "card:eu:article:amlr--art-20"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:amlr--art-11",
      "applies": [
        "obliged-entity: Appoint a member of the management body responsible for compliance and a compliance officer."
      ],
      "risk": "high",
      "do": [
        "Appoint a member of the management body responsible for compliance and a compliance officer."
      ],
      "deadline": "not_in_register",
      "authority": [
        "AML supervisor"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2024/1624/oj",
      "core_hash": "2289d4b209092e4f1adafb1b7e41631a092e9f662a6bb5e1f8e23de0e98b0dfa",
      "next": [
        "obligation:eu:amlr-art-11-obliged-entity",
        "sanction:eu:amlr-art-amld6-55",
        "authority:eu:aml-supervisor",
        "action_kit:eu:amlr--art-11",
        "card:eu:article:amlr--art-10"
      ],
      "next_questions": [
        {
          "q": "What does Article 10 AMLR require?",
          "card": "card:eu:article:amlr--art-10"
        },
        {
          "q": "What does Article 20 AMLR require?",
          "card": "card:eu:article:amlr--art-20"
        },
        {
          "q": "What does Article 34 AMLR require?",
          "card": "card:eu:article:amlr--art-34"
        },
        {
          "q": "What does Article 69 AMLR require?",
          "card": "card:eu:article:amlr--art-69"
        },
        {
          "q": "What does Article 77 AMLR require?",
          "card": "card:eu:article:amlr--art-77"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:amlr--art-20",
      "applies": [
        "obliged-entity: Apply customer due diligence measures, including identification of the customer and beneficial owner."
      ],
      "risk": "critical",
      "do": [
        "Apply customer due diligence measures, including identification of the customer and beneficial owner."
      ],
      "deadline": "not_in_register",
      "authority": [
        "AML supervisor"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2024/1624/oj",
      "core_hash": "48cf7fefe032ff0dc08dd20a2f3d70fea8cfa048396eccad89300bbf78b656fc",
      "next": [
        "obligation:eu:amlr-art-20-obliged-entity",
        "sanction:eu:amlr-art-amld6-55",
        "authority:eu:aml-supervisor",
        "action_kit:eu:amlr--art-20",
        "card:eu:article:amlr--art-10"
      ],
      "next_questions": [
        {
          "q": "What does Article 10 AMLR require?",
          "card": "card:eu:article:amlr--art-10"
        },
        {
          "q": "What does Article 11 AMLR require?",
          "card": "card:eu:article:amlr--art-11"
        },
        {
          "q": "What does Article 34 AMLR require?",
          "card": "card:eu:article:amlr--art-34"
        },
        {
          "q": "What does Article 69 AMLR require?",
          "card": "card:eu:article:amlr--art-69"
        },
        {
          "q": "What does Article 77 AMLR require?",
          "card": "card:eu:article:amlr--art-77"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:amlr--art-34",
      "applies": [
        "obliged-entity: Apply enhanced due diligence measures in higher-risk situations."
      ],
      "risk": "critical",
      "do": [
        "Apply enhanced due diligence measures in higher-risk situations."
      ],
      "deadline": "not_in_register",
      "authority": [
        "AML supervisor"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2024/1624/oj",
      "core_hash": "071e379ce2f27874efed1daf802f8bd59163750ffa4903e1a33449b9c854f947",
      "next": [
        "obligation:eu:amlr-art-34-obliged-entity",
        "sanction:eu:amlr-art-amld6-55",
        "authority:eu:aml-supervisor",
        "action_kit:eu:amlr--art-34",
        "card:eu:article:amlr--art-10"
      ],
      "next_questions": [
        {
          "q": "What does Article 10 AMLR require?",
          "card": "card:eu:article:amlr--art-10"
        },
        {
          "q": "What does Article 11 AMLR require?",
          "card": "card:eu:article:amlr--art-11"
        },
        {
          "q": "What does Article 20 AMLR require?",
          "card": "card:eu:article:amlr--art-20"
        },
        {
          "q": "What does Article 69 AMLR require?",
          "card": "card:eu:article:amlr--art-69"
        },
        {
          "q": "What does Article 77 AMLR require?",
          "card": "card:eu:article:amlr--art-77"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:amlr--art-69",
      "applies": [
        "obliged-entity: Report suspicions to the financial intelligence unit."
      ],
      "risk": "critical",
      "do": [
        "Report suspicions to the financial intelligence unit."
      ],
      "deadline": "not_in_register",
      "authority": [
        "AML supervisor"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2024/1624/oj",
      "core_hash": "d66163c2fa48bcba7387b7831bd41f4033e12285599ea6ed710511600bf07793",
      "next": [
        "obligation:eu:amlr-art-69-obliged-entity",
        "sanction:eu:amlr-art-amld6-55",
        "authority:eu:aml-supervisor",
        "action_kit:eu:amlr--art-69",
        "card:eu:article:ai-act--art-73"
      ],
      "next_questions": [
        {
          "q": "What does Article 73 AI-ACT require?",
          "card": "card:eu:article:ai-act--art-73"
        },
        {
          "q": "What does Article 10 AMLR require?",
          "card": "card:eu:article:amlr--art-10"
        },
        {
          "q": "What does Article 11 AMLR require?",
          "card": "card:eu:article:amlr--art-11"
        },
        {
          "q": "What does Article 20 AMLR require?",
          "card": "card:eu:article:amlr--art-20"
        },
        {
          "q": "What does Article 34 AMLR require?",
          "card": "card:eu:article:amlr--art-34"
        }
      ],
      "attribution": "Source: NovaCopilot"
    },
    {
      "id": "card:eu:article:amlr--art-77",
      "applies": [
        "obliged-entity: Retain customer due diligence records and transaction evidence for five years."
      ],
      "risk": "critical",
      "do": [
        "Retain customer due diligence records and transaction evidence for five years."
      ],
      "deadline": "not_in_register",
      "authority": [
        "AML supervisor"
      ],
      "source": "https://eur-lex.europa.eu/eli/reg/2024/1624/oj",
      "core_hash": "4b5c8e3b3292889d28d5cf3a420a15e130d62e07f652b3ba849a6639279451cd",
      "next": [
        "obligation:eu:amlr-art-77-obliged-entity",
        "sanction:eu:amlr-art-amld6-55",
        "authority:eu:aml-supervisor",
        "action_kit:eu:amlr--art-77",
        "card:eu:article:ai-act--art-11"
      ],
      "next_questions": [
        {
          "q": "What does Article 11 AI-ACT require?",
          "card": "card:eu:article:ai-act--art-11"
        },
        {
          "q": "What does Article 12 AI-ACT require?",
          "card": "card:eu:article:ai-act--art-12"
        },
        {
          "q": "What does Article 53 AI-ACT require?",
          "card": "card:eu:article:ai-act--art-53"
        },
        {
          "q": "What does Article 10 AMLR require?",
          "card": "card:eu:article:amlr--art-10"
        },
        {
          "q": "What does Article 11 AMLR require?",
          "card": "card:eu:article:amlr--art-11"
        }
      ],
      "attribution": "Source: NovaCopilot"
    }
  ],
  "index": "/api/public/v1/agent-pack",
  "concept": "/api/public/v1/agent",
  "attribution": "Source: NovaCopilot",
  "access_class": "decision",
  "access_view": "public"
}